We base our income banded scheme values on your net income as shown in the table below. Each year we increase the values by September Retail Price Index % (RPI%), rounded to the nearest £5.
The income bands for our 2024/25 CTS scheme are:
Discount |
Passported |
Single
Income Band £
|
Couples
Income Band £
|
Family with 1
child £
|
Family with 2+
Children
|
Band 1 100% |
Relevant benefit |
0.00 to 100.00 |
0.00 to 150.00 |
0.00 to 240.00 |
0.00 to 325.00 |
Band 2 90% |
N/A |
100.01 to 150.00 |
150.01 to 205.00 |
240.01 to 280.00 |
325.01 to 345.00 |
Band 3 85% |
N/A |
150.01 to 200.00 |
205.01 to 260.00 |
280.01 to 355.00 |
345.01 to 395.00 |
Band 4 50% |
N/A |
200.01 to 305.00 |
260.01 to 355.00 |
355.01 to 435.00 |
395.01 to 480.00 |
Band 5 25% |
N/A |
305.01 to 395.00 |
355.01 to 455.00 |
435.01 to 530.00 |
480.01 to 590.00 |
Information on our 2024 to 2025 CTS scheme and how these changes may affect you, click below:
Disregarded income
When we work out entitlement to Council Tax Support, we do not take the following income into account:
- Disability Living Allowance
- Personal Independence Payment
- Armed Forces Independence Payment
- Child Benefit
- Child Maintenance
- War Disablement Benefits
- We also apply an earnings disregard of £7.50 for single people, £12.50 for couples and £17.50 for lone parents
Summary of our scheme
We award CTS as a discount, based on household income and circumstances as follows:
- Earnings disregard of £7.50 for single people, £12.50 for couples and £17.50 for lone parents
- Income from Disability Living Allowance, Personal Independence Payments, Armed Forces Independence Payments, Child Benefit, Child Maintenance and War Disablement Benefits are ignored
- Universal Credit is treated as earned income when there is an element of wages, housing costs are ignored and deductions from Universal Credit to repay debts will not be removed
- Anyone with savings of £6,000 or more will not qualify
- Self-employed income is assessed by applying a minimum income floor
- Applications from joint tenants are assessed on their proportion of the household
- Income bands increase each year by September Retail Price Index
You can see full details of the scheme at Council Tax Support banded scheme 2024/25 – (pdf, 2mb)